Insurance exchange launches enrollment period for low-income families
The state’s health insurance exchange is opening a special enrollment period for low-income families that will run for the rest of the calendar year.
Residents whose household income is at or below 150% of the federal poverty level qualify for low- or no-cost health plans on the exchange, known as Access Health CT in Connecticut. That’s a household income of $26,130 for a family of two, $39,750 for a family of four or $46,560 for a household of five (Access Health is using last year’s FPL calculations for the enrollment period).
The low- and no-cost plans are made possible by subsidies from the American Rescue Plan Act.
“This new Special Enrollment Period is all about creating access for Connecticut residents with lower income to get the health insurance coverage they need at an affordable price,” James Michel, CEO of Access Health, said in a statement. “And it is another way we are working to accomplish our mission of increasing the number of insured residents and reducing health disparities.”
If the enhanced federal subsidies are extended beyond 2022, the enrollment period could be extended as well, he said.
Coverage for those who sign up would begin on the first of the month following enrollment. So if a person signs up for a health plan in April, coverage would begin May 1.
This is the second special enrollment period currently underway at Access Health. The exchange is also running open enrollment through June 30 for those who qualify for the Covered Connecticut program, an initiative under which the state pays a residents’ portion of the health coverage premiums. The program is open to parents or caregivers and their dependents. To qualify, a household’s income must be greater than 160% of the federal poverty level but not greater than 175%, and parents or caregivers must have at least one child who is younger than 19 and a full-time student. More information on the Covered Connecticut program can be found here.
During Access Health’s last regular enrollment period, which ended in January, 112,634 people signed up for health plans on the exchange, a record number.
Currently, 846 residents are enrolled in the Covered Connecticut program, which launched last year.
To sign up or inquire about eligibility for the most recent enrollment period, residents should call 855-805-4325. To sign up for the Covered Connecticut program, consumers should call 860-241-8478.
Correction: An earlier version of this story stated the household income requirement was $27,465 for a family of two, $41,625 for a family of four or $48,705 for a household of five. The correct incomes are $26,130 for a family of two, $39,750 for a family of four or $46,560 for a household of five. (Access Health is using last year’s FPL calculations for the enrollment period).