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Housing issues affect everyone in Connecticut, from those who are searching for a safe place to live, to those who may find it increasingly difficult to afford a place they already call home.WNPR is covering Connecticut's housing and homelessness issues in a series that examines how residents are handling the challenges they face. We look at the trends that matter most right now, and tell stories that help bring the issues to light.

Municipal Loan Fund Floated as Solution for Crumbling Home Foundations

Mary Anne Williams
A cracked basement wall in Tolland, Connecticut.

Two state legislators want to allow towns to give loans to homeowners who have crumbling concrete foundations. Hundreds of homes in eastern Connecticut have been affected by the fault, which is caused by a mineral called pyrrhotite mixed into the concrete aggregate. Insurers have so far declined claims made by the affected homeowners.

Senators Cathy Osten and Tim Larson want the state to authorize municipalities to issue bonds, creating a pool of funds available to homeowners. The towns could then make loans for repairs, or consider whether to give the money as grants.

Larson said he believes the problem is even more widespread than has so far been reported.

"I believe that this gets people to the table," he said. "I believe it's a manageable project and a manageable solution to this very, very traumatic problem that people are having."

Several other solutions to the issue have been floated in recent months, but none has so far produced results.

Legislative Republicans were quick to condemn Larson and Osten's announcement. Senator Len Fasano, the Senate Minority Leader issued a statement on the idea:

"Up until today the entire effort to address crumbling foundations has been bipartisan, with Republicans and Democrats working together with state officials to explore solutions. But today we see a press conference and a news release that completely ignores that teamwork."

Some advocates for the homeowners have also been skeptical of the effort, saying those affected should not be left paying back loans for the fix.

Osten said many of the stories she's heard from affected homeowners have been heartbreaking. She said the municipal funds could be just one part of the solution; she hopes the state will continue to pursue federal assistance.

So far, 18 towns are known to be affected by the issue.

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SOMOS CONNECTICUT is an initiative from Connecticut Public, the state’s local NPR and PBS station, to elevate Latino stories and expand programming that uplifts and informs our Latino communities. Visit CTPublic.org/latino for more stories and resources. For updates, sign up for the SOMOS CONNECTICUT newsletter at ctpublic.org/newsletters.

SOMOS CONNECTICUT es una iniciativa de Connecticut Public, la emisora local de NPR y PBS del estado, que busca elevar nuestras historias latinas y expandir programación que alza y informa nuestras comunidades latinas locales. Visita CTPublic.org/latino para más reportajes y recursos. Para noticias, suscríbase a nuestro boletín informativo en ctpublic.org/newsletters.

The independent journalism and non-commercial programming you rely on every day is in danger.

If you’re reading this, you believe in trusted journalism and in learning without paywalls. You value access to educational content kids love and enriching cultural programming.

Now all of that is at risk.

Federal funding for public media is under threat and if it goes, the impact to our communities will be devastating.

Together, we can defend it. It’s time to protect what matters.

Your voice has protected public media before. Now, it’s needed again. Learn how you can protect the news and programming you depend on.

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Connecticut Public’s journalism is made possible, in part by funding from Jeffrey Hoffman and Robert Jaeger.