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Connecticut, like other states, launched an online health exchange -- Access Health CT -- where residents can shop for and purchase health insurance. There could be new opportunities for the unemployed or uninsured to receive health insurance. Here, we gather our coverage of changes under the new federal law.

Connecticut's Health Insurance Exchange Begins Open Enrollment

Access Health CT

The federal health care law was known as Obamacare. And Republicans, including President Trump, campaigned on repealing it.  

That didn’t happen.

“It’s the law of the land,” said Rosemarie Day, founder of Day Health Strategies in Massachusetts. “So, it’s pretty notable, the law itself still exists. It’s been modified, it’s been chipped away at, I would say, but some of the fundamentals that were really important are still in place.”

Connecticut has just begun open enrollment for health plans being offered under the Affordable Care Act. This is the sixth such period for those looking for private insurance and who may also need a federal subsidy to pay for it.

Those fundamentals Day referred to include subsidies for people who can’t afford health insurance on their own, as well as protections for most people with pre-existing conditions -- the latter are threatened by a case that could end up before the Supreme Court. And the fundamentals also include the federal and state-based marketplaces known as exchanges. Connecticut’s exchange is called Access Health CT, and open enrollment for plans on that exchange began last week and goes through Dec. 15.

That all said, there have been some changes to some of the law’s effects on health insurance more broadly. The original act included a mandate that everyone have insurance -- an effort to spread out risk. If you didn’t have health insurance, you could be penalized by the federal government. Not anymore.

“The thing that was repealed was the penalty for the mandate,” Day said.

So, while there may still be a mandate on the books, Days said “it’s a toothless mandate, I guess you could say.”

One question this year is whether enrollment will actually go down since some healthy people may simply not enroll. State officials say they’re hoping to keep enrollment through the exchange at just over 100,000 this year -- which is to say they’d like to maintain their numbers, if not grow them.

Jeff Cohen started in newspapers in 2001 and joined Connecticut Public in 2010, where he worked as a reporter and fill-in host. In 2017, he was named news director. Then, in 2022, he became a senior enterprise reporter.

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SOMOS CONNECTICUT is an initiative from Connecticut Public, the state’s local NPR and PBS station, to elevate Latino stories and expand programming that uplifts and informs our Latino communities. Visit CTPublic.org/latino for more stories and resources. For updates, sign up for the SOMOS CONNECTICUT newsletter at ctpublic.org/newsletters.

SOMOS CONNECTICUT es una iniciativa de Connecticut Public, la emisora local de NPR y PBS del estado, que busca elevar nuestras historias latinas y expandir programación que alza y informa nuestras comunidades latinas locales. Visita CTPublic.org/latino para más reportajes y recursos. Para noticias, suscríbase a nuestro boletín informativo en ctpublic.org/newsletters.

The independent journalism and non-commercial programming you rely on every day is in danger.

If you’re reading this, you believe in trusted journalism and in learning without paywalls. You value access to educational content kids love and enriching cultural programming.

Now all of that is at risk.

Federal funding for public media is under threat and if it goes, the impact to our communities will be devastating.

Together, we can defend it. It’s time to protect what matters.

Your voice has protected public media before. Now, it’s needed again. Learn how you can protect the news and programming you depend on.