Debunking 3 common myths about credit card debt

By Marielle Segarra,

Leila Fadel

Published October 6, 2025 at 4:56 AM EDT

According to a recent Bankrate survey, 46% of respondents said they carry a credit card balance from month to month. NPR's Life Kit debunks some common myths and gives advice about credit card debt.

Marielle Segarra

Marielle Segarra is a reporter and the host of NPR's Life Kit, the award-winning podcast and radio show that shares trustworthy, nonjudgmental tips that help listeners navigate their lives.

Leila Fadel

Leila Fadel is a national correspondent for NPR based in Los Angeles, covering issues of culture, diversity, and race.

See stories by Leila Fadel

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